How do you save money?

在网上我看见过有人会把自己的工资全部从银行卡里取出来变成现金，然后分门别类地放到不同的袋子里以此区分需要花的钱和要存的钱。不过就我个人而言，存钱只需要将一部分钱从微信钱包里转到平时不常用的银行卡里就行了。

I've seen people online who take their entire salary out of their bank card and turn it into cash， and then put it into different bags to differentiate between the money they need to spend and the money they need to save. Personally， all I need to do to save money is to transfer some of it from my WeChat wallet to a card that I don't normally use.

小主，

（Q3）

What do you think about payment apps or mobile payments?

我认为这类app以及线上转账交易极大程度上地方便了我们的日常生活，在以往，我出门总需要带一个钱包，为了避免自己外出花钱的时候不能够完成支付。这也就意味着，如果哪天我出门忘记带现金了，那么那天我大概率不会过得太美好，但是现在我只需要带一个手机就能够完成出门！

I think these apps and online money transfer transactions have made our daily lives much easier， in the past I always needed to take a wallet with me when I went out to avoid not being able to pay when I went out to spend money. This also means that if I forget to take cash with me when I go out， I'm probably not going to have a good time that day， but now all I need to do is to take my mobile phone with me and I'm good to go!

（Q4）

Do you use a credit card to buy things?

通常情况下我不怎么用信用卡，因为信用卡本身是一种超前消费，而我看了太多超前消费导致的悲剧，因为超前消费而无法还款从而选择贷款！而他们的家庭因此变得支离破碎，我觉得我没什么自制力，所以如果不是迫不得已的情况下我大概也不会选择使用信用卡。

I don't usually use credit cards because they are a form of overspending， and I've seen too many tragedies caused by people who overspent and couldn't pay back their debts， so they chose to take out a loan! Their families are torn apart， and I don't think I have much self-control， so I probably wouldn't use a credit card if I didn't have to.

（Q5）

Do you think cash will still be popular in the future?

我认为大概在未来现金不会再流行，毕竟网络支付是如此的便捷实用，除去一部分不太擅长使用电子产品的老年人之外，剩下的人没必要去拒绝这种方式。而且在中国，现在的网络支付已经渗透到了生活的方方面面，我们早已对这种无现金交易的模式习以为常。

I don't think cash will be popular in the future - after all， online payments are so convenient and practical that there's no need for the rest of us to reject them， except for some older people who aren't very good at using electronics. And in China， where online payments have permeated every aspect of life， we've long since bee accustomed to cashless transactions.

SOCIAL MEDIA

(Q1)

When did you start using social media?

我记得当我还是一名小学生的时候，腾讯旗下的qq是当时最流行的社交媒体，而我被我的舅妈帮助着注册了一个账号，从此开始了我的网络社交之旅。当时的我并不怎么常用这个软件，因为那个时候的我觉得flash小游戏明显更有意思。

小主，

I remember when I was a primary school student， Tencent's qq was the most popular social media at that time， and I was helped by my aunt to register an account， and from then on began my online social journey. At that time， I didn't use this software very often， because at that time I thought flash games were obviously more interesting.

（Q2）

Do you think you spend too much time on social media?

我不认为我在社交媒体上花费了太多的时间，事实上在当今这个现代社会，社交媒体同样也是一种非常重要的社交手段。这类媒体将不同地区的人们链接在一起，共同组建虚拟社区，成为好朋友，这是非常难得的事情。

I don't think I spend too much time on social media， in fact in today's modern world， social media is an equally important means of socialising. This type of media links people from different parts of the world together to form virtual munities and bee good friends， which is a very rare thing.